The Singapore government has launched a new initiative—the Majulah Package—to provide direct financial support to seniors with insufficient CPF retirement savings. Aimed at individuals whose CPF savings fall below the 2024 Basic Retirement Sum of $99,400, this scheme promises a one-time bonus of $1,000 or $1,500. Set to be disbursed in December 2025, the initiative targets Singapore citizens born in 1973 or earlier.
This support measure is a key part of Singapore’s broader retirement adequacy strategy, offering no-hassle financial aid to aging citizens without requiring applications or lengthy processes.
A Simple, Hassle-Free Approach to Financial Aid
No application required
One of the most appreciated aspects of the Majulah Package is its simplicity. Eligible seniors do not need to apply. The bonus will be credited automatically into their CPF accounts, ensuring seamless access to funds. This streamlined system helps older citizens unfamiliar with digital tools or those facing barriers with paperwork or mobility.
Fast, automatic disbursement
The bonus payout will occur in December 2025, directly into the CPF accounts of those who meet the outlined criteria. By removing the bureaucratic layers that usually accompany government assistance programs, the Majulah Package ensures timely support without administrative delays.
Who Is Eligible for the Majulah Package?
The Majulah Package is designed with clear eligibility rules to target the most vulnerable seniors in Singapore. Several factors determine qualification, including age, citizenship, CPF balance, and property ownership.
Age and citizenship requirements
To qualify, individuals must be:
- Born in 1973 or earlier, ensuring they are already seniors or nearing retirement.
- Singapore Citizens, currently residing in Singapore, ensuring the package supports those who have contributed to the nation’s economy and social security system.
CPF retirement savings threshold
The package is specifically tailored for those with CPF retirement savings below the 2024 Basic Retirement Sum (BRS) of $99,400. This includes funds in:
- Retirement Account (RA)
- CPF LIFE account
- Or for those without an RA: combined balances in Ordinary Account (OA) and Special Account (SA)
This ensures the bonus reaches those with genuine financial need, even if they have yet to form their Retirement Account.
Property ownership and residency value
To further refine eligibility:
- Applicants must not own more than one property
- Their current property’s Annual Value (AV) must be $25,000 or less
These criteria help ensure the bonus is directed toward seniors living in modest conditions and with limited financial resources.
How the Bonus Amount Is Calculated
The Majulah Package offers a tiered bonus structure based on a senior’s CPF retirement savings. This allows the government to allocate more funds to those who need it most.
Bonus tiers based on CPF balance:
| CPF Retirement Savings Balance | Bonus Amount |
|---|---|
| Below $60,000 | $1,000 |
| $60,000 – $99,400 | $1,500 |
This targeted approach ensures the bonus provides meaningful relief—with higher payments going to those with smaller CPF savings.
Financial Support That Makes a Real Impact
For seniors with low retirement savings, even a one-time boost of $1,000 or $1,500 can make a real difference. The funds can be used to:
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- Cover medical bills
- Pay for daily necessities
- Address home maintenance or unexpected expenses
By easing financial pressure during retirement, the Majulah Package helps preserve seniors’ quality of life and reduces their reliance on family or public welfare.
Supporting Seniors in a Digitally Inclusive Manner
The Majulah Package’s design not only provides financial assistance—it also empowers seniors by minimizing digital and bureaucratic hurdles. Many older citizens face challenges navigating online portals or complex forms, so the automatic payment system helps reduce exclusion from government support.
This initiative mirrors Singapore’s broader efforts to ensure inclusivity in its digital and financial systems, especially for the elderly and vulnerable.
Complementing Existing Retirement Measures
The Majulah Package complements other existing government support schemes such as:
- Workfare Income Supplement (WIS)
- Silver Support Scheme
- CPF LIFE payouts
Together, these programs work in tandem to provide a comprehensive safety net for Singapore’s ageing population.
What Seniors Should Do Now
While no action is required to receive the bonus, seniors are advised to:
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- Ensure their CPF account information is updated
- Confirm they meet the property and residency conditions
- Keep an eye on official communication from CPF Board or government agencies as December 2025 approaches
Looking Ahead: A Retirement with Dignity
Singapore’s Majulah Package reflects the government’s continued commitment to helping all citizens age with security and dignity. As the cost of living continues to rise, especially for the elderly, this initiative stands out for its simplicity, generosity, and focus on equity.
By providing direct support with no application hassles, the government is setting a new standard in how retirement assistance can be designed to truly serve the people who need it most.
